ANSWERS: 2
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Yes. One of the components of your score is based on whether your cards are maxed out or not. In other words, having a $10000 limit card with $3000 balance on your credit history is better than having a $5000 limit card with the same balance. I would not request increases since this generates an extra enquiry in your history but definitely do accept them.
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Yes it would increase your limit to debt ratio.
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