by 
-Icy-
ANSWERS: 31
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I don't use credit cards ... period! If I can't pay cash for it ( usually with a debit card ), I don't buy it. Simple. : )
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No, there are better offers on other credit cards usually. Store cards never quite step up to the mark!
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No, NO, NO. I refuse to buy with credit cards unless I am so desperate, but I'm not, so I don't.
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No. The intest rate on department store cards is way too high.
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No I don't have credit cards..I don't like debt :D
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No. I don't even have visiting card. Lol. +5
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Nope!! Cash or debit only!! :-/ same as Captain Harley If I can't pay for it I don't buy it!
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We never carry a balance on store cards. We usually only use them to get an extra discount.
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Cash deals only ,in social and business life:)+5 I don't use credit card.
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Nope. We believe in "pay as you go". If we charge something it is for convenience only and we pay the bill in full upon receipt! :)
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Nope. It's been about five years since I owned one (Target)
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Years ago, my wife and i had a going away party for our credit cards. We had paid everything and used a lucky pair of scissors to complete the ceremony. We each drank a glass of wine in celebration. Now, its cash or nothing!
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"No" Because I carry no department store credit cards.
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I do carry a balance to department stores and also in my head.
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No, not often. I do use one of my store cards fairly frequently, as accumulated points give 20-30% discount coupons. Hi Icy! :-) +5
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No I dont have any credit cards any more+5
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Who in the world has, or even issues, department store credit cards anymore?
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nope ppl ask me how I live without debt I ask them how they do I can't wrap my head around it
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No. +5
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I don't own any credit cards...I wouldn't trust myself with one and I like to know I actually own the things I have...Peace!
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yep; I more or less have to ... BUT; only have ONE and that is Kohl's .. +5
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Currently; yes, but I'll pay it off at the end of the month. I only use it to get discounts and coupons from Kohl's. My son wanted a jacket and because I used my card and a coupon; I only paid approximately $58.00 for a $140.00 coat. Yay!
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Nope
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No
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no.
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Yes, but only one. I try to keep it reasonable.
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Nope
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Oh YES ... I have only ONE Department store card .. KOHL's and I carry a balance on it . +5
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NO.
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No, I don't carry a balance on department store credit cards. It limits you too much in your purchases.
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NO..........................
Azlotto 
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