Cards. I pay everything off every month , but the money is better in my bank earning interest for the extra month than in the credit card companies/. Cards are for my convenience not the card company

cash

cash

i would prefer to pay with card only because its free from transaction costs and i only get charged my account keeping fees and if i withdraw money from atm it cost if i pay with debit visa its free from transaction cost :)

I use cash for everything now as i have learned that companies that have access to your checking account can really screw things up.My experience with AOL for example,they were double billing me for several months,messing up my balance and causing me much grief.Credit cards are like throwing money in the garbage. There are inconviences using only cash,but it is still my preference.

debit cards .... i don't have to take the time to write out a check and i don't have to carry cash so if i'm mugged i don't loose too much and i can notify the bank

I use a debit card for everything.

Cash. Cards and checks I don't see the money physically leaving me, and probably wouldn't notice til the end of the month where I look at the bill with that look of horror...

I prefer cash, as it's a lot more painful to part with. But to build good credit I use a credit card to buy groceries.

My ATM card for most purchases.

Cash

Depends what your talking about. For bills I use money orders or pay stations. For grocerys and big purchases I use my debit card. For little stuff its cash.

Cash, "leave no trace" (or is that only for camping?).

Cash

Paypal... If you want me requst money from you just reply with your email address ;-)

For my bills I pay online, With everything else I use my Debit Card or Cash.

Depends what I am paying. Any day to day items or large items credit card which I pay off in total each month. Bill payment. Payment orders online direct from a bank account. They are the methods I find most convenient. Some Direct Debit.

Online I like credit cards. If it's a new place and I don't know much about them I might insist on calling them and placing a phone order.

I usually try to pay with monopoly money, but Wal-Mart is really hesitant when I try to give them a five hundred bill.

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For paying: Credit card. I pay my bill off in full (and on time) and manage to get a bit cash-back. Also, it's the safest way for me to pay because I have zero liability, ability to chargeback, improved warranty coverage/free rental car insurance, etc. If I'm receiving payment, cold hard cash is best (as long as it isn't counterfeit. I don't like the fees associated with PayPal or the new scams with money orders/checks that don't show up until over a month after the check has (supposedly) cleared.

Credit Card or Debit Card

sexual favors

... to recieve I prefer gold. ... to pay out, I prefer automated bank payment for regular bills, cash for everything else ...

I usually try to pay in cash. Unless I purchase something online, then I use my debit card so it's like cash.

being a colonial blacksmith, i prefer the barter system

Debit card and cash.

Cash BEFORE services are rendered.

cash leaves no trace, is accepted everywhere, and is harder to physically part with so you are more likely to save money. downside: if you lose it or get mugged, you're screwed. it can be easily stolen, so you can't go around showing it off. it is also difficult to carry in large quantaties. nonetheless, i prefer this method because i know i'm spending money that i have, and when the transaction is done, i know whatever i bought is MINE and i don't owe anything to anyone. online, for large purchases, and for getting 'good credit,' or card benefits, credit cards are the way to go. another plus is that if they're stolen, you can call the bank and cancel the card. they're convenient and easy to carry, but you have to know who takes visa, mastercard, discover, amex, etc. downsides: your ID can be stolen, the credit card companies are hawks, can easily get into debt, you'll pay interest&fees&other unpleasant charges, and there's always that odd fear of the card being rejected. it's also important to always double-check what people are charging you, because there's a tendency to just not calculate that. checks...i really don't see anyone taking the time to write them out when at a store, but if paying in the mail, checks are commonplace.

i prefer to use my debt card, I will not own a credit card until i absolutely need one, checks take to long, and one does not need to carry a lot of cash.

If not gratis, Cash please! prof.mes

Cash, unless they take debit cards.

Other peoples money.

I use my credit card as a convenience and pay it off every pay period. I pay no interest.I get 1.5 miles on Aloha Airlines for every dollar I spend.

Checks or cash..we are debt-free..if we use a charge card we pay it off immediately. :) However, we need to buy a car and we rent, we don't own..so it's not like we're rich or anything..we just don't like to bite off more than we can chew! :)

I prefer to pay with credit cards paying off the balance each month. That way I can collect the interest on the money in my account as long as possible and get either airline points or cash back for my charges. +5

Cash. So I can't be tracked. (<_<) (>_>)

i like to use my debit card because after i've pulled it out 2 or 3 times in a day.....i start feelin' guilty and i tend to spend less~lol if i have cash......it's gone! between me and the 3 boys....i can't keep cash~it's like it just disappears....hahaha

Can you give credit where credit is due?

Cash. That may be why I don't have much. Gotta live below my means. It's the only way to go. :)

Cash. I don't like being in debt. Besides, I have no credit history, so I can't get a credit card anyway.

I usually never have cash on me when I run into something I need...credit.

Cash. Everyone accepts cash.

Well I use a debit card. It is just like cash. I never use it as a credit card. I just need to have my check deposited, as I work "bankers hours" and am not close enough to make it to my bank. I pull cash out of a machine.

If you have debt (credit) you pay ineterest. If you pay cash you loss opportunity to obtain interest. But interest on creadits much higher.

I'll take either...no personal checks...now where would you like this shipped?

Cash !

Debit. I rarely carry cash anymore.

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Cash. I much prefer cash.

Cash. I've never used a check to pay for something, while I rarely use my credit card. For me, there's less hassle when I pay with cash.

Check card, baybeeeee!!!

Cash.

My preference is credit card without the surcharge. By using the card I would also be able to accumulate points for the redemption of gifts.

Cash! if not got any can't spend anything! lol

Cash....or I don't buy it...I do not have credit cards and view my debit card as cash...

Debit card

cash, ive never had a credit card and never paid by cheque.:)

I prefer cash. I only use my credit card for internet purchases or occasionally when I buy "big ticket" items...

Cash or check. I rarely use my credit card! :)

I rarely carry cash, but I don't use credit cards much either. I only use those if I can pay them off within the next billing cycle. I prefer to use my debit card, which comes directly out of my account (in essence, this means I need to have the money already, or I don't buy the item(s)).

Credit Cards

CCs

I use my phone for my credit card transactions.

cash..........with credit cards ya cant keep track of ya money instantly ..and ya waste money ya aint got with a credit card...... i dont own them money wasters

Credit Cards so That I get a rebate percentage.

Debit card. That's how I'm paid. But sometimes I get cash back to have on hand. I pay my rent with a money order.

I use my iPhone to pay.