How often do you go over your credit card limit?
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ANSWERS: 33
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Never anymore, I did go over my limit about 6 times when I still had my cards. :(
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Never.
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Never. I'm in the habit of paying bills basically as soon as I get them, and don't spend much on the credit card anyways (I tend to use my debit/ATM card most of the time).
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No card, no limit.
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Never have. Though someone adopted my credit card number recently and they were well on their way towards the limit. We don't put more than we can pay immediately onto the card, and for some reason the credit card company flagged the unusual behavior and caught it.
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i odn't have any credit cards..I cut them up when I kept on going over my limit...with late fees and all that credit card jazz. so I try to stay clear from..but some people should have them:):)..just not me:)
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Never, I've got a pretty high limit on one and no limit on the other. I pay right away anyway.
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Never, why pay all that interest, i can do without.
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Never :)
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Never gone over, and up until a couple months ago i paid the balances every month
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Never. I'm always well below the limit..and I pay off the bill each month so I don't have to deal with interest charges. Happy Saturday! :)
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Never I don't have a credit card!
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Never. The interest rates KILL you its 3 % a month which works out to 36 % pa.
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Never, because I rarely use it.
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Never. Credit cards are a detriment and a major cause of our country's fiscal problems. Don't have any, don't want any. I do use a debit card. If I don't have the money for it, I don't need it. If I need it, I will find a way to sacrifice in some area to raise the money. If I can't do that, then, for sure I don't need it. Wanting and needing being two different things. In many cultures there is no word for wanting. Only for needing.
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never
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I am broke as hell, but I I have no debt. So I have that going for me.
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I don't use credit cards. If I can't afford to pay cash for it, I guess I just don't need it!
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never !!
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Only once. It was when I had to buy four return tickets to Australia some four years ago.
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I never go over. I only spend about half my credit limit. I gave my mom a credit card and she goes over the limit
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Never
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I dont use credit cards because they give you money you could never pay back.
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Never.
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Never. We try to pay off each month.
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never. its recommended to have three revolving accounts in order to maintain a really good credit rating. but i dislike credit cards because of their usurious compounded interest rates. i believe they are the middle class scam. other than your home, auto, student, & business loans, which are fine in my book, my motto is if you cant afford it now with cash, you shouldnt be buying it.
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Never, because they just keep increasing the limit! What do you have to do to reach that limit?
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Very rarely I use the credit card.I believe in the debit one."No money,no expenses".
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Never, then again I have it set up so that 20% of my credit card bill is automaticaly taken from my paycheck bi-weekly.
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i get charged nearly every month
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Mines so high, I could never go over it. I have to ask them to cut it back to reduce potential loss through fraud.
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Never. Rarely, if ever carry a balance on a credit card. Only if it is a promotion with no interest for a period of time will I carry a balance.
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I never have.
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